Compliance check letter. Years behind on returns. Records in a carrier bag. Whatever the mess, ComplianceSense™ turns your bank statements into clean, HMRC-ready figures — every allowable expense found, every risk flagged, before HMRC finds it first.
ComplianceSense™ is built for self-employed and CIS workers who've had the brown envelope — or want to make sure they never get one.
HMRC is asking questions about your return. You need your evidence organised and your numbers defensible — fast. We build the schedules HMRC wants to see.
One year or five — we reconstruct your income and expenses from your bank statements so your returns can be filed right, with everything you're entitled to claim.
No receipts, no spreadsheet, no idea what's claimable? Your bank statements hold the answers. We extract, categorise and total the lot.
Most CIS workers miss thousands in mileage, tools, PPE and materials. The review finds what you should have claimed — and what to fix.
A full forensic review of up to 13 months of bank statements, delivered as a professional Compliance Summary your accountant — or HMRC — can rely on.
Every deposit identified and totalled — CIS income, other work, transfers separated out. CIS deductions reconciled against statements.
Materials, tools, PPE, phone, subsistence, subcontractors — categorised to HMRC's expense categories with the evidence to back each one.
HMRC approved rates (55p/45p & 25p) across every site you've worked — often worth thousands on its own.
The transactions HMRC would question — flagged with clear questions to resolve before they're asked, not after.
An audit-ready appendix mapping every figure back to your statements. Exactly what a compliance officer wants to see.
Free with every review: your qualifying income measured against the Making Tax Digital thresholds, so you know exactly when you're mandated.
Three steps. The hardest one is exporting a CSV from your banking app — and we'll show you how.
Self-Service (£199.99): you fill in our guided portal yourself. Done-For-You (£299.99): your account manager calls you and does the lot — you just WhatsApp us your statements.
Export CSV statements from your banking app (every UK bank can — Statements → Export → CSV) and upload up to 13 months. Add CIS statements and receipts if you have them.
Our analysis engine and tax specialists review every transaction. You receive a full Compliance Summary PDF: income, allowable expenses, mileage, risk flags, evidence schedule and next steps.
Self-employed income over £50,000? You're already required to keep digital records and file quarterly. Over £30,000? You're mandated from April 2027 — and HMRC requires your records to be straight before you can enrol.
Every ComplianceSense™ review includes an MTD readiness check — and if you need bringing into MTD, Maximum Rebate handles the whole thing: registration, software, quarterly updates, done.
Same forensic review either way. Fixed prices, paid securely by Stripe — you'll get a receipt instantly and we start straight away.
Just your bank statements as CSV files (your banking app exports these — Statements → Export → CSV), your NI number, and 15 minutes. CIS statements and receipts help but aren't essential.
No — this is exactly when the review matters most. Choose "HMRC Enquiry Support" as your review type and we'll build the evidence schedule your response needs.
Payments are processed by Stripe — we never see your card. Your statements are stored securely, used only for your compliance review, and handled under the Maximum Rebate privacy policy with software by SmartScanit Group.
Maximum Rebate is a full HMRC tax practice — returns, amendments, CIS refunds and MTD quarterly filing. Your review flows straight into whatever comes next, with the data work already done.
If you're comfortable filling in an online form, Self-Service is all you need. If you'd rather talk to a human and hand it all over, Done-For-You. The analysis is identical.